God Always is a ministry resource of Planned Giving & Trust Services of the Seventh-day Adventist World Church, helping members plan faithfully, care for loved ones, and support God’s mission.
Seventh-day Adventists are devoted to helping people understand the Bible to find freedom, healing, and hope in Jesus.
A charitable gift annuity is a contract in which the charity agrees to pay fixed amounts to the donor, the donor and their spouse, or to someone else entirely. The payments are based on the value of the gift and the age, or ages, of the persons(s) receiving the payments. This ensures the payouts are not vulnerable to market fluctuations. The payout terms are paid for the life of the payment recipient, rather than for a set number of years. The charity benefits from this contract by keeping the remaining balance of the original gift after the payment recipient dies.
This can be a win-win situation if you’re looking for a way to support a ministry you love while also ensuring you have the income needed to support yourself and your family. Charitable gift annuities can also offer tax deductions.
This popular giving option can begin with the donation of a lump sum of cash, marketable securities, a vehicle, or other valuable items.
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Video: How can a CGA help me and the charity I love? Part 1 — Ada Swanson
A charitable remainder trust is an irrevocable trust that provides regular payments to the donor and any beneficiaries. The remainder, then, is donated to the charity selected.
Unlike a charitable gift annuity, the payouts can be fixed or variable based on investment returns of assets in the trust. Variable payments can be beneficial to you if the investments in the trust (such as stocks and bonds) are appreciating in value. The payments would also increase and possibly keep up with the rising cost of living.
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